Legal Full Name is Unnatim Finance Private Limited
Why is there a need for an One-Time-Password (OTP) to complete an online purchase?
An OTP helps to protect against online fraud. It is a secure way to authenticate whether
the customer who is making an online purchase is the rightful owner of the debit card
being used.
Can I choose not to use the OTP service for online purchases?
No. RBI regulation has mandated the use of OTP for every online purchase.
Will I be charged a fee for receiving the OTP via SMS?
No. The OTP service is free of charge. The company shall notify customers if any charge
is imposed in future for this service. You can find the latest tariff guide for services
on the Unnatim Finance website.